Funerals

From: Innovation, Science and Economic Development Canada

The information on this page is intended to help you make financial decisions about what services and items you may have to pay for in the event of a funeral. 

On this page

Burials

Cemetery costs vary widely. Before you sign an agreement to purchase a burial plot, ask for a written statement listing all costs and a copy of the cemetery's rules and regulations.

Caskets

Embalming

Cremation

Funeral services

A funeral is a ceremony or service held after a person's death and will usually include the person's burial or cremation.

In most provinces and territories, funeral homes and cemeteries are required to provide families with a detailed cost breakdown of all the products and services they provide. This will help you to select only those services you require and can afford.

Costs to consider

The following services are usually included in the price of the funeral home or cemetery charges:

Flowers, receptions, programs and publication of obituaries will add to the cost.

Memorial services

A memorial service is usually held without the body being present. For example, the body may have already been buried or cremated. If the family and friends of the deceased do not live close by, a memorial service is often held at a time when all can meet. Arrangements are usually simple and may reduce costs.

Planning ahead for your funeral

Prearranging a funeral service

Some provinces require notification be given on the purchases of a pre-arranged funeral services.

When looking for a pre-arranged plan, ask the following questions.

Once your arrangements are made, make sure you keep your documentation in a safe place and inform any family or friends of where they can find the paperwork.

Buying a cemetery plot

You can also buy a cemetery plot and a grave marker in advance. Before signing a contract, ask questions. For example:

Mausoleums and columbariums

An alternative to buying a cemetery plot is to purchase a compartment in a mausoleum (a structure, wholly or partially above ground that is designed for a casket) or columbarium (a building or wall of niches designed for the storage of for cremated remains). Before signing or buying, make sure to ask questions about fees and services.

You should also ask about the visiting hours for a mausoleum or columbarium, because they are unlikely to be open all the time.

Memorial societies

Memorial societies are voluntary, non-profit organizations dedicated to helping people arrange simple, dignified and inexpensive funerals in advance. They encourage the donation of bodies to medical science. Most memorial societies have either a legal contract or an agreement with one or more local funeral homes to provide services for members. Members indicate their desired arrangements in a given form. The society and/or the cooperating funeral home keep a copy of the form. If you move, your membership file can be transferred to the local memorial society near your new community.

Consider being an organ donor

If you want to donate organs, you will need to sign up to be an organ donor in your province or territory.

More information on funerals

The Government of Canada, the provinces and territories all regulate the funeral and burial industry. Municipalities also have by-laws regarding their local cemeteries.

For more information about funerals and burials in your province or territory, you may also contact your provincial or territorial consumer affairs office.

A collection of federal, provincial and territorial flags that symbolically represent a collaboration between governments on consumer issues.

Trusted consumer information

Published by the Consumer Measures Committee, a working group of federal, provincial and territorial governments, that helps educate and inform Canadian consumers.

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